Plans & products
Hospital Indemnity Plans
Cash benefits paid directly to you for covered hospital stays, so a surprise admission does not become a surprise bill.
How hospital indemnity works
Hospital indemnity plans pay fixed cash benefits directly to you when you are admitted to the hospital, per day or per admission, regardless of what your other insurance pays. You use the money however you need: copays, deductibles, travel, or bills at home.
Why it pairs well with Medicare Advantage
Advantage plans commonly charge daily hospital copays for the first several days of a stay. A modestly priced indemnity plan can offset those copays almost dollar for dollar, turning an unpredictable hospital bill into a known monthly premium.
Is this a replacement for health insurance?
No. It is a supplement that pays cash on top of your primary coverage, designed to absorb out-of-pocket costs.
No cost, no obligation
Questions about hospital indemnity?
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