Plans & products
Fixed Annuities
Principal protection with a guaranteed rate, and income you cannot outlive. A steady piece of a retirement plan.
How fixed annuities work
A fixed annuity is a contract with an insurance carrier: you deposit a sum, the carrier guarantees a rate of return, and your principal is protected from market losses. Later you can take income for a set period or for life.
Where they fit
Fixed annuities suit money you cannot afford to lose: a portion of retirement savings that needs growth without market risk, or assets earmarked to produce guaranteed income. We explain the terms, the surrender schedules and the guarantees in plain English before you commit a dollar.
Are annuities safe?
Fixed annuity guarantees are backed by the issuing carrier, which is why we only work with A-rated companies, and state guaranty associations provide an additional backstop within limits.
No cost, no obligation
Questions about fixed annuities?
Get a straight answer about your Medicare options from a real person. We help you compare plans from A-rated carriers, and our help is always free.